Jason WyattAre you looking for a way to earn real money online? I’ve made over $75,000 by promoting free money-making apps, and I’ll show you exactly how you can do it, too. Whether you’re new to earning money with apps or looking for a way to build some passive income, this guide breaks down everything step-by-step.
You don’t need any upfront investment. Just a smartphone, an internet connection, and a few minutes of your time.
How Does It Work?
There are several free apps that pay you through referral bonuses. You make money by using the apps yourself and, more importantly, by sharing your referral links with others. The more people you refer, the more you earn.
In this guide, I’ll walk you through the best apps I’ve used and explain exactly how to use them to make money. You’ll get detailed steps for setting up, using the apps, and maximizing your referral earnings.
Step 1: Download the Best Money-Making Apps
The first thing you need to do is download these free apps. I’ve personally used these apps to earn thousands in referral bonuses. You don’t have to download all of them at once—start with a few and work your way up.
These are some of the best money-making apps that pay you for using them and referring others:
1. Chime: Earn $100 Per Referral
Chime is one of the top online banking apps. With no monthly fees, it’s popular for anyone who wants to avoid hidden charges. You’ll get paid $100 for each friend who opens a new Chime account and sets up direct deposit.
How to Make the Most of Chime:
- Share your referral link with people who need an online bank with no fees.
- Highlight the $100 sign-up bonus they can get when they start using Chime.
- Use social media platforms like Facebook or Instagram to promote your referral link.
My Results:
I earned over $1,000 in referral bonuses within my first few weeks. Friends who were tired of traditional banks signed up quickly. I shared my Chime referral link across social media and within personal finance communities online.
2. Dosh: Get Cashback and Earn $10 Per Referral
Dosh is a cashback app that automatically gives you money back for purchases at participating stores. You earn $10 for every friend you refer, and they don’t even need to spend money to sign up.
How to Maximize Your Dosh Earnings:
- Promote your referral link by explaining how Dosh offers automatic cashback for shopping.
- Share it with friends who regularly shop in stores where Dosh gives cashback.
- Use couponing and cashback Facebook groups to share how you’ve made money with Dosh.
My Experience:
Dosh helped me make my first $50 by referring just five people. Since it’s so easy for people to get started, referrals came quickly. My friends signed up just for the free $10 they’d get.
3. Robinhood: Free Stocks for You and Your Referrals
Robinhood is an app for buying and selling stocks with no fees. They give new users a free stock for signing up, and you get a free stock for every person you refer. Some stocks can be worth up to $500.
How to Promote Robinhood:
- Share your Robinhood referral link with people who are new to investing.
- Explain how easy it is to start investing, even with small amounts.
- Create educational posts or short videos to explain the value of getting a free stock just for signing up.
My Experience:
I earned over $1,000 in free stocks in my first few weeks of promoting Robinhood. I focused on friends who were curious about investing and shared my referral link in personal finance groups.
4. Webull: Free Stocks with Advanced Trading Options
Webull is another investing app that offers free stocks for sign-ups and referrals. It has more advanced features for traders but is still beginner-friendly. They give multiple free stocks for signing up and making a small deposit.
How to Promote Webull:
- Highlight the fact that users get multiple free stocks, which can be worth more than those offered by Robinhood.
- Target people who want more trading features and tools compared to simpler apps.
- Share your link with friends who are looking to diversify their investing platforms.
My Results:
Between Robinhood and Webull, I made over $5,000 in free stocks within a few months. Promoting both apps allowed me to appeal to a broader audience, from beginner investors to more experienced traders.
5. Stash: Invest with Just $5 and Earn $20 Per Referral
Stash is a micro-investing app that lets users start investing with as little as $5. They give you $20 for every referral who signs up and makes an investment.
Best Ways to Promote Stash:
- Emphasize how easy it is to get started with just $5.
- Share stories about how small investments can grow over time.
- Use Facebook groups or Instagram to target people interested in financial independence or investing.
My Experience:
Stash is a great app for beginners. I earned over $2,000 from referrals by sharing my link with friends and followers who were new to investing.
Step 2: How to Use These Apps
Once you’ve downloaded the apps, using them regularly helps build credibility when referring others. Here’s a quick guide to using each app:
- Chime: Set up direct deposit and start earning $100 for each friend you refer.
- Dosh: Link your card and earn cashback at stores while referring others for $10 each.
- Robinhood & Webull: Start with small investments and collect free stocks through referrals.
- Stash: Make a small investment and start earning $20 for each person you refer.
Each app provides step-by-step instructions for setting up, making it simple to get started.
Step 3: Maximize Your Referral Earnings
Referrals are the key to making significant money with these apps. It’s not just about using the apps yourself; sharing your referral links with others is where the real money is.
How to Get More Referrals:
- Social Media: Share your links across Facebook, Instagram, Twitter, and TikTok.
- Facebook Groups: Join groups focused on personal finance, investing, or saving money. Share your experience using the apps.
- Email & Text: Send personal messages to friends and family with links, explaining the benefits they’ll get.
- Blogging or Videos: Create a blog or YouTube channel focused on finance or earning money online. Share how the apps work and how they can benefit others.
My Strategy:
I found success by being helpful and transparent. I didn’t spam my links; I explained how each app worked, what people would gain, and shared my personal success stories. This approach built trust, and I saw a steady increase in referrals.
6. Upside: Earn Cashback on Gas
Upside is a cashback app specifically for gas purchases. Every time you buy gas, you upload your receipt and earn cashback. You also earn $5 for each person you refer.
How to Promote Upside:
- Share your referral link with friends who drive a lot.
- Post about the app in local community groups or on Facebook, where people are likely to appreciate cashback on gas.
My Results:
I’ve earned hundreds of dollars just from referrals. Sharing the app in local groups where people are looking for gas discounts has been effective.
7. Coinbase: Get Free Bitcoin for Referrals
Coinbase is a cryptocurrency platform that allows you to buy, sell, and store Bitcoin and other cryptocurrencies. For every person who signs up through your referral link and trades $100, you earn $10 in Bitcoin.
How to Promote Coinbase:
- Target people interested in investing in cryptocurrency.
- Share your referral link in crypto-focused forums or social media groups.
- Emphasize how new users get $10 in free Bitcoin just for signing up and trading $100.
My Results:
I earned over $500 in Bitcoin through Coinbase referrals. I shared my link with friends who were curious about cryptocurrency but didn’t know where to start.
Start Earning Today
These apps are all available in the USA. Check each app’s terms and conditions for any limitations or requirements.
Now that you know the steps, it’s time to take action. Download the apps, start using them, and share your referral links. This simple process allowed me to earn over $75,000, and you can do the same.
Download the Apps and Start Earning!